Service's like mine which already have a loan processor and attorney's working on your behalf instead of the banks typically see greater rate reductions and lower payments due to the established relationship we have with the banks.
I see a lot of people come to me after they've failed for whatever reason at doing their own modification. Your lender will offer you a modification, the true question is did you get a good deal. The banks first offer is always there to save them the most money possible in the long run. We ensure you can have a good deal on your modification without the hassle and prospect of failing at your own! Don't try to modify on your own.
